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Viability and practices of Interest-free microfinance in the state of Kerala: An analytical study based on Customers’ perceptions

کلیدواژه: Customer perceptions towards Interest-free microfinance ؛ Interest-free microfinance ؛ Operational methods of Interest-free microfinance ؛ Products and services of Interest-free microfinance

نویسندگان: Shafi M.K., Muhammed ؛ Reddy, M. Ravindar

ناشر: IIMB Management Review

This is an empirical study on Interest-free (Islamic) microfinance (IsMF) which is based on the Profit Loss Sharing (PLS) financial mechanism, conducted in the state of Kerala. In India, IsMF is at a nascent stage but many institutions have ventured into IsMF-type financial enterprises, especially a... ادامه

سال:2019

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Criticism of Law and Plan of Interest-free Banking Operation

کلیدواژه: Islam, Economy, Bank, Usury, interest-free banking, Mobilization, Allocation of money

نویسندگان: Yathrebi Qomi Seyyed Ali Mohammad

ناشر: پژوهش های فقهی - Islamic jurisprudence Resaerch

The economy section of the constitution of Islamic Republic of Iran requires that the system of banking, as the heart of economy of the country, be changed.  Therefore, the law of "Interest-free banking operation" was passed in 1983 and as for the law it gained a new form by mobilizing and allocatin... ادامه

سال:2023

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Returns to Interest-free Microcredit: evidence from a Randomised Experiment in Pakistan

کلیدواژه: Microfinance/fa?page=1&sort=1&ftyp=all&fgrp=all&flan=all&fyrs=all" target="_blank">akhuwat Microfinance ؛ Interest-free ؛ Interest-free Microcredit ؛ Microcredit ؛ Microfinance

نویسندگان: Khan, Maazullah ؛ Bedi, Arjun S.

ناشر: Routledge

The existing experimental evidence on returns to capital is based on randomisation of either Interest-bearing loans or grants. This paper reports on a field experiment conducted in Pakistan in which Interestfree loans were randomly provided to microenterprises. The study was conducted in co-operatio... ادامه

سال:2022

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Can an Interest-free credit facility be more efficient than a usurious payday loan?

کلیدواژه: cooperatives ؛ financial exclusion ؛ interest-free loan ؛ liquidity facility ؛ payday loan

نویسندگان: Salleh, Murizah Osman ؛ Jaafar, Aziz ؛ Ebrahim, M. Shahid

ناشر: Journal of Economic Behavior & Organization

Inefficiencies in mainstream credit markets have pushed selected households to frequent high cost payday loans for their liquidity needs. Ironically, despite the prohibitive cost there is still persistent demand for the product. This paper rides on the public policy objective of expanding affordable... ادامه

سال:2014

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The effectiveness of Qard-al-Hasan (Interest free loan) as a tool of monetary policy

کلیدواژه: Islamic banks ؛ Qard al-hasan

نویسندگان: Selim, Mohammad

ناشر: IMEFM (International Journal of Islamic and Middle Eastern Finance and Management)

This paper aims to investigate the macroeconomic effects of Qard-al-Hasan (QH) as a tool of monetary policy (MP) and its effectiveness in achieving full employment and price stability in the economy. Design/methodology/approach – QH-based MP and its effects on major macroeconomic variables are exami... ادامه

سال:2019

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Investigating the Relationship between State Ownership and the Performance of Interest-free Banking in Iran

کلیدواژه: State ownership, rate of return on assets, rate of return on equity, capital adequacy ratio, bank overdraft

نویسندگان: Bahari Ghoshe Bolag Vahid, Taghi Nataj Malekshah Golamhasan, Solgi Mohammad

ناشر: تحقیقات مالی اسلامی - Islamic Financial Research

1. Introduction and Objective
Evaluating banks’ performance is critical due to their fundamental role in ensuring financial stability and promoting economic development. In Islamic banking, operations are governed by Sharia principles, making p... ادامه

سال:2025

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Unfair Terms in Banking Contracts and Their Conflict with the Goals of the Interest-free Banking System

کلیدواژه: fairness, Contract, Unfair Terms, Banking system, Interest-free banking

نویسندگان: Hajjar Kargar Hasan, Hasani Alireza, Khajezadeh Amir

ناشر: اقتصاد اسلامی - Islamic Economics

Unfair terms are one of the most debatable issues in terms of contract terms that upset the contractual balance, and in today's world, the expansion of contracts in which one of the parties, due to its superior position, includes conditions in the contract that the other party The contract is fair, ... ادامه

سال:2022

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Participatory Financing Model of Technological Projects in the Growth Stage within the Framework of the Interest-free Banking System

کلیدواژه: venture capital,Participatory Financing,technological projects,interest-free banking system,the partial least squares method

نویسندگان: Khatib Mahmoud, MOHAGHEGHNIA MOHAMMAD JAVAD, SADEGHI SHAHDANI MAHDI, Sargolzaeii Mustafa

ناشر: جستارهای اقتصادی با رویکرد اسلامی - Journal of Economic Essays; an Islamic Approach

The financing of technological projects in the can be used to accelerate the growth, attract capital or supply liquidity to knowledge-based companies. The cooperative financing model in the framework of usury-free banking with the support of the real sector of the economy and the correct implementat... ادامه

سال:2022

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Content Analysis of the Investment Deposit from the Perspective of Imamia Jurisprudence, Civil Law and Interest-free Banking Law

کلیدواژه: Investment deposit account, mudarabah contract, power of attorney contract, Imami jurisprudence civil law, law on banking operations without usury

نویسندگان: Moradi Yaser, Heidari Harestani Mohammad Javad, Ghanbarian Badi Mohammad Reza

ناشر: پژوهش نامه فقه اجتماعی - Research Letter of Social Jurisprudence

The expansion of the institution of the bank in the societies and the effects of the legal relations formed in connection with it are so vast that it casts a shadow on all the economic aspects of human life. The preparation of a legal form for investment deposit within the framework of certain contr... ادامه

سال:2024

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